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What actually happens after you film a walkthrough.

Every feature below is real and already shipped — nothing on this page is a roadmap item. Organized by when it actually matters: before a loss, during a claim, as evidence, and when you need to share it.

No. 01

Before you ever need to file

The scan isn't just a list — it flags the specific gaps that turn into denied or capped claims later.

Coverage-gap & appraisal-needed flags

High-value categories (jewelry, watches, fine art, furs, silverware) that most policies won't fully cover without a formal written appraisal get flagged automatically, based on real ACORD 60 scheduling rules — not a generic "get insurance" nag.

Depreciation-adjusted current value

Every item gets a real actual-cash-value estimate using published per-category depreciation rates, not just a flat "what it cost new" number that overstates what a claim would actually pay out.

Warranty & replacement links

Items still inside a typical manufacturer or EU legal-conformity warranty window get flagged as worth checking, plus a real retailer search link to see what replacing it costs today.

Inflation-adjusted value trends

Rescans plot a real value-over-time trend and separate genuine appreciation from plain inflation eroding the dollar — so a rising line means something.

Policy renewal reminders

Upload your declarations page once; you get a reminder before it lapses, cross-checked against the actual renewal date on the document, not a stale guess.

Opt-in voice-guided scanning

Spoken room-by-room prompts during the walkthrough for anyone who'd rather listen than watch the screen while filming.

No. 02

When you actually have to file

A real loss doesn't wait for a full walkthrough — the claim tools are built for that.

Total-loss fast path

If everything's gone, there's nothing left to film — this pulls every active item straight from your existing inventory and drops you into the same claim-review step, no re-scanning required.

Reconstruct from existing photos

Records were destroyed too? NAIC's own guidance for exactly this situation is to review old phone/social-media photos — this feature reuses the same AI identification pipeline on whatever photos you still have.

Incident-specific claim checklists

Real, adjuster-informed documentation checklists for fire, flood, and theft claims — what's typically asked for beyond the schedule of loss itself.

Anti-padding guidance

A real public-adjuster-sourced warning before you submit: inflating values risks the whole claim, not just the inflated line items.

Additional Living Expense tracker

Temporary housing, food, and transportation costs during recovery — a separate, real reimbursable category most people don't think to track receipts for.

No. 03

Evidence that actually holds up

An inventory an insurer can dismiss as "just a list you made up" isn't worth much. This one is built to not be dismissible.

Cryptographically timestamped proof

Each scan gets a real timestamp-authority-backed proof that it existed before a claimed loss date — and every re-attestation chains to the one before it, so it's provably a continuation of the original record, not a standalone claim made after the fact.

GPS-bound proof-of-scan

A best-effort location reading binds the timestamp to roughly where the scan happened, not just when — permission denial or no GPS never blocks the scan itself.

Anti-fraud timeline cross-referencing

Items added close to an incident date get a real, documented SIU fraud-investigation trigger flagged proactively — a non-accusatory nudge to attach a receipt, protecting honest claimants before an adjuster raises it first.

Weakest-evidence priority view

Surfaces exactly which items have the thinnest backing (no receipt, low AI confidence, no purchase date) so you know what to shore up before you need it, not after.

Second-source price cross-validation

Above a real cost threshold, prices get checked against a second independent source instead of trusting one lookup — worth it once a wrong guess is expensive enough to matter.

AI duplicate reconciliation

A second AI pass reviews same-room candidates and merges genuine duplicates from camera movement — conservatively, so two similar-but-different chairs never get collapsed into one.

No. 04

Sharing it with the right people

An inventory that only you can see isn't useful in an emergency, and one anyone can see is a liability. Both ends are handled.

Read-only share links for agents

A real, expiring link an insurance agent or adjuster can open without creating an account — read-only, nothing they can edit.

Emergency access, fail-closed

Designate a trusted contact who can request access if something happens to you. If you don't respond, the request simply expires — access is never auto-granted on silence, deliberately, since treating silence as consent isn't a safe default.

Household sharing

Invite a second signed-in user — a spouse, a housemate — to view and add to the same inventory, not a separate copy that drifts out of sync.

Renter vs. homeowner tailored flow

The scan and coverage guidance adapt to whether you're insuring what you own inside a rented place or an entire owned home — different coverage questions, not one generic flow.

Property-manager tier

A scoped-down B2B tier for managing multiple units: a portfolio summary and white-label branded PDF reports, without pretending to be a full bulk-pricing negotiation platform it isn't.

French & German locales

The scan flow, AI item labels, and core site are fully localized — not just machine-translated after the fact.

Free to try one room, no card required.

See exactly what the AI catches on your own belongings before deciding whether a full walkthrough is worth it.

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